The Hidden Marriage Penalty in Obamacare
Any married couple that earns more than 400% of the federal poverty level — that is $62,040 — or a family of two earns too much for subsidies under Obamacare. But if that same couple lived together unmarried, they could earn up to $45,960 each — $91,920 total — and still be eligible for subsidies through the exchanges in New York state.