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The Hidden Marriage Penalty in Obamacare

Any married couple that earns more than 400% of the federal poverty level — that is $62,040 — or a family of two earns too much for subsidies under Obamacare. But if that same couple lived together unmarried, they could earn up to $45,960 each — $91,920 total — and still be eligible for subsidies through the exchanges in New York state.

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